There is a huge variety of places to choose from to base yourself throughout the county. Whether it be an urban setting or a leafy village, the location exists in Hertfordshire!
There are well established estate agents listed in all the major towns and villages that constantly update their portfolio of properties for sale. Many of them offer financial advice too if you're looking to get on the property ladder.
In addition to that there are a number of schemes running to offer affordable housing options to those working in the public sector.
Mortgages for Teachers offer mortgage advice with no broker fees and discounted insurance for teaching staff and their families. Whatever the requirements, MFT can help find the best solution for you.
Help to Buy shared ownership – new-build homes or resale
Shared ownership offers the chance to buy a home on a part-buy/part-rent basis. You can buy initial shares worth between 25% and 75% of the property's market value.
Help to Buy: equity loans
The Help to Buy: equity loan scheme gives first-time buyers the opportunity to purchase a new-build home, with the help of an equity loan guaranteed by the government.
Rent to Buy
Rent to Buy gives you the chance to rent a new-build home from a housing association for an agreed period, at around 20% less than you would pay for a similar private rented home in the area.
Home Ownership for people with Long-term Disabilities (HOLD)
HOLD aims to give people with long-term disabilities the chance to own a shared ownership home and to live independently. You'll need to meet the usual eligibility criteria for buying through Help to Buy, and you should be able to meet all the ongoing regular payments and costs of home ownership.
Discounted Rent (also known as ‘Intermediate Rent’) gives you the chance to rent a new-build home from a housing association for an initial six-month period, at around 20% less than you would pay for a similar private rented home in the area.
For further details of all the schemes and eligibility criteria visit Help to Buy:
Although council housing was originally a district/borough council function, many of the districts and boroughs have sold their affordable housing on to housing associations. Details can be found on the Herts Direct website: